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Morocco’s Health Coverage Reform: A Strategic National Initiative
Morocco is undergoing a significant transformation in its social protection system, particularly in the realm of health coverage. Amid growing public scrutiny and criticism, government spokesperson Mustapha Baitas has stepped forward to defend the reforms, emphasizing their strategic importance and tangible outcomes.
At a recent press briefing following a cabinet meeting, Baitas reaffirmed the government’s commitment to implementing universal medical coverage through the Amo Tadamon scheme. He highlighted that this initiative is not just a policy decision but a clear royal directive, reflecting the vision of King Mohammed VI.
The reform was launched in the very first year of the current government’s term, with the primary goal of providing health coverage to low-income citizens who could not afford contributions. Thanks to Law 27.22 and its implementing decree, approximately 11 million people, including dependents, were integrated into the new system starting in December 2022.
Beneficiaries under the Amo Tadamon program now enjoy the same benefits as those insured by the CNSS, including free public hospital care. By the end of June, over 734,000 medical treatment cases had been processed, and more than 12 million reimbursement claims had been filed. These figures indicate a growing trust in the new system, with reimbursements reaching 17 billion dirhams as of March 2025.
Moreover, medication-related expenses have increased by 21%, suggesting improved access to treatment for beneficiaries. This growth reflects the positive impact of the reform on public health outcomes.
Baitas also emphasized the rapid integration of independent workers into the mandatory insurance regime. This achievement was made possible through the adoption of 22 decrees, which facilitated the enrollment of 1.7 million self-employed workers and 3.9 million of their dependents into the system.
Addressing concerns about potential exclusions, Baitas clarified that the core figure of 1.7 million refers to directly enrolled insured persons, while the 3.9 million includes dependents, spouses, children, and family members. He also shared updated information on the Amo Chamil plan, a voluntary scheme distinct from the former RAMED and CNSS systems, which currently has 342,000 enrollees.
In terms of broader social support, Baitas reported that nearly 34 billion dirhams have been disbursed since December 2023 through various allowances, including monthly child support, birth grants, and lump-sum payments. These initiatives aim to provide comprehensive social safety nets for vulnerable populations.
While acknowledging some minor operational challenges, Baitas stressed that the government remains fully committed to this “strategic national project.” He described it as a foundational pillar of Morocco’s public policy architecture, aligning with the long-term vision of King Mohammed VI.
Overall, the health coverage reform in Morocco represents a significant step toward ensuring equitable access to healthcare for all citizens. The government’s efforts are not only addressing immediate needs but also laying the groundwork for a more inclusive and resilient social protection system.
